Why Tajinder Virk Thinks The Future Of Investing Is Slower Than You Think

At a time when financial markets are increasingly shaped by rapid trades, algorithmic strategies, and a constant stream of notifications encouraging investors to buy and sell in seconds, Tajinder Virk believes something fundamental has been lost. The CEO of Finvasia Group and the founder behind the investment platform Dealing has spent years observing how technology has transformed the way people interact with markets—and in many cases, not for the better. While modern trading platforms have made access easier than ever before, they have also created an environment where investing often feels closer to entertainment than a disciplined long-term strategy.

Speaking on the Paradigm podcast, Virk shared his perspective on how the culture of modern trading has evolved, and why he believes investors need a different approach—one built around patience, clarity, and long-term thinking rather than constant activity. His latest venture, Dealing, was created in response to a problem he saw emerging across global markets: fragmentation.

Today, many investors manage their financial lives across multiple platforms. They might hold international equities in one brokerage account, local stocks in another, and cryptocurrencies on a completely separate exchange or wallet. Over time, this fragmented system creates complexity and makes it harder for individuals to see their overall financial picture. According to Virk, this structure is inefficient and unnecessarily complicated for investors who simply want to build wealth steadily over time.

Dealing was designed to address that challenge by bringing multiple investment assets into a single interface, allowing users to manage global portfolios in one place. But beyond the convenience of consolidation, the platform reflects a deeper philosophy about how investing should work. Unlike many trading applications that encourage rapid buying and selling, Dealing was intentionally created for long-term investors rather than active traders chasing short-term gains.

Virk points to data that illustrates why this distinction matters. Statistics across global markets consistently show that a significant majority of individuals who actively trade—particularly those using leverage or derivative products—end up losing money over time. In many cases, he notes, roughly 90 percent of these participants fail to achieve sustainable returns.

For Virk, this raises an important question about how investing should be approached in the first place. Rather than treating markets like a fast-paced game, he believes investment decisions should be made with the same level of thought people apply to some of the most important financial decisions in their lives.

“Investing should be closer to the process of buying a home,” he explains. “It’s not something that should happen in a split second. It should be thoughtful, considered, and aligned with long-term goals.”

That philosophy is shaped in part by Virk’s own journey into finance. His interest in markets began early, long before he entered the professional world. As a child, he recalls listening to family conversations—particularly those involving his uncle—about initial public offerings and stock market opportunities. Those early discussions sparked a curiosity that eventually evolved into a career in finance.

After completing an engineering degree and later earning an MBA, Virk began his professional journey on Wall Street, where he gained firsthand experience within the global financial system. While the environment offered valuable insight into how markets function, it also reinforced a realization that many financial systems were unnecessarily complex and often built around layers of intermediaries.

Eventually, he made the decision to leave the corporate world and pursue entrepreneurship. Together with his brother, Virk founded Finvasia Group with the ambition of modernizing industries that had long been slowed by outdated structures and inefficiencies. Over the years, the company has expanded significantly, now operating across 12 countries and holding more than 35 regulatory registrations globally. Its initiatives span multiple sectors, including financial services and healthcare, with a focus on simplifying processes and removing friction for users.

Operating across global markets has also given Virk a close view of the regulatory frameworks that shape financial innovation. While regulation is often perceived as an obstacle to progress, he views it as a necessary component of healthy markets. Effective oversight helps prevent financial crime, maintain stability, and protect investors. At the same time, the impact of regulation often depends on how it is implemented in practice.

In Virk’s view, the spirit in which regulators approach innovation can make a significant difference. He points to the UAE as an example of a market that has managed to strike a thoughtful balance—establishing safeguards while still creating space for new technologies and financial models to emerge.

Beyond the mechanics of finance and technology, Virk also places strong emphasis on leadership principles that guide the growth of a company. For him, effective leadership begins with humility and the ability to listen.

“Leaders should listen more than they speak,” he says. “And they should surround themselves with people who are smarter than they are.”

He also believes that accountability is one of the most important responsibilities leaders carry. Every major decision made within an organization ultimately affects not just employees, but the families who depend on those individuals for stability and livelihood. Recognizing that weight, Virk says, is essential for anyone leading a growing company.

Equally important is the willingness to admit mistakes. In his experience, leaders who acknowledge when they are wrong—and adjust accordingly—are far more likely to build resilient organizations than those who insist on always being right.

Despite building a global enterprise, Virk maintains a grounded perspective on what success actually means. While financial achievement can provide opportunities and security, he believes true success is defined by something deeper: the freedom to live life according to one’s own values and priorities.

Money, in his view, is only one part of the equation. Purpose, family, and meaningful relationships ultimately play a much greater role in long-term happiness.

“Happiness is one of the few things that grows when you share it,” he reflects.

Looking ahead, Virk also sees technology—particularly artificial intelligence—reshaping the future of work and entrepreneurship. AI will undoubtedly automate certain roles and replace individuals performing repetitive or low-value tasks. But he does not believe it will replace the qualities that define great entrepreneurs.

Human intuition, the ability to take calculated risks, and the lessons learned through failure remain uniquely human advantages—ones that technology cannot easily replicate.

For aspiring entrepreneurs, his advice is straightforward: do not start a company simply to chase financial gain. Instead, focus on building something that genuinely solves a meaningful problem.

Because in the long run, Virk believes the businesses that endure are not those chasing trends or quick profits—but those committed to creating real value in the world.