Wio Bank Reports AED 1.24 Billion in Revenue, Up 55% in 2025
As of December 31, 2025, the bank’s assets reached AED 61 billion, a 64% increase year-on-year, while customer deposits surpassed AED 57 billion, up 66%.
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Abu Dhabi-headquartered digital banking platform Wio Bank PJSC (Wio) reported a strong financial performance in 2025, recording AED 1.24 billion in revenue, up 55% from the previous year, with net profit rising 57% to AED 622 million.
As of December 31, 2025, the bank’s assets reached AED 61 billion, a 64% increase year-on-year, while customer deposits surpassed AED 57 billion, up 66%. Lending activity also grew, supported by supply chain finance, term loans, and an expanded SME credit suite.
“In just three years, we have built one of the most profitable and trusted digital banks in the region, and our financial results and NPS scores reflect this,” Jayesh Patel, CEO of Wio Bank, said. “As more customers make Wio their primary bank, our digital-first platform gives us the agility to support them through short-term challenges while staying focused on their long-term success.”
According to the company, more businesses, individuals, and families across the UAE chose Wio as their primary banking partner, reflected in a Net Promoter Score of 75 for Wio Business and 76 for Wio Personal, reportedly the highest in the UAE banking industry.
Wio Personal had more than 270,000 individual customers, while Wio Business served 120,000 entities, offering services such as supply chain finance, point-of-sale lending, SME credit cards, and integrations with accounting and taxation systems. It also delivered over AED 1 billion in financing through its fully digital supply chain finance platform.
In the fourth quarter, the bank launched Wio Family, a platform for household financial management, adopted by more than 10,000 families within three months. About 25% of individual customers also moved their salaries to Wio’s payroll platform.
“These strong results reinforce our commitment to empowering the UAE’s digital economy and supporting the ambitions of individuals, businesses and communities across the nation,” said Mansour AlMulla, Chairman of the Board. “Our exceptional balance sheet strength provides a strong foundation to continue serving our customers and investing in a future focused on meeting their evolving financial needs.”
Looking ahead, Wio plans to develop an Islamic banking proposition, pending regulatory approval, to help individual and business customers to manage and grow their money in line with their values.
The bank also aims to expand Wio Family, by supporting longer-term financial goals, including wealth planning. The bank is also investing in artificial intelligence to deliver more personalized banking experiences while maintaining governance, customer privacy, and security standards.
Abu Dhabi-headquartered digital banking platform Wio Bank PJSC (Wio) reported a strong financial performance in 2025, recording AED 1.24 billion in revenue, up 55% from the previous year, with net profit rising 57% to AED 622 million.
As of December 31, 2025, the bank’s assets reached AED 61 billion, a 64% increase year-on-year, while customer deposits surpassed AED 57 billion, up 66%. Lending activity also grew, supported by supply chain finance, term loans, and an expanded SME credit suite.
“In just three years, we have built one of the most profitable and trusted digital banks in the region, and our financial results and NPS scores reflect this,” Jayesh Patel, CEO of Wio Bank, said. “As more customers make Wio their primary bank, our digital-first platform gives us the agility to support them through short-term challenges while staying focused on their long-term success.”
