The Finance Frontier 2026: Faisal Toukan, Sarah Toukan, and Talal Toukan, Co-Founders, Ziina
The trio co-founded the fintech company in 2020 to simplify digital payments and make financial transactions faster, more secure, and more accessible.
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Founded in 2020 by siblings Faisal, Sarah, and Talal Toukan, Ziina began as the UAE’s first P2P payments app and has evolved into a financial super app for consumers & businesses across the Arab world. Backed by Y Combinator and licensed by the Central Bank of the UAE, Ziina has built its own financial infrastructure and now serves over 260,000 individuals & merchants.
Faisal leads Ziina’s strategy and growth, guiding expansion of its consumer and business financial services.
Sarah leads product, design, and user experience, shaping the award-winning platform that defines the Ziina experience.
Talal leads engineering, building the financial infrastructure that powers Ziina’s platform and supports its continued growth.
RELATED: The Finance Frontier 2026: Mark Chahwan, Nadine Mezher, and Jad Sayegh, Co-Founders, Sarwa

Founded in 2020 by siblings Faisal, Sarah, and Talal Toukan, Ziina began as the UAE’s first P2P payments app and has evolved into a financial super app for consumers & businesses across the Arab world. Backed by Y Combinator and licensed by the Central Bank of the UAE, Ziina has built its own financial infrastructure and now serves over 260,000 individuals & merchants.
Faisal leads Ziina’s strategy and growth, guiding expansion of its consumer and business financial services.
Sarah leads product, design, and user experience, shaping the award-winning platform that defines the Ziina experience.
Talal leads engineering, building the financial infrastructure that powers Ziina’s platform and supports its continued growth.
RELATED: The Finance Frontier 2026: Mark Chahwan, Nadine Mezher, and Jad Sayegh, Co-Founders, Sarwa